Claim not paid in full? Here’s the top 10 reasons why
When it comes to making an insurance claim, there are a variety of reasons why it might not be paid out in full, or at all. To help avoid any surprises, we’ve compiled a list of the top 10 reasons claims may be reduced or rejected. 1. Underinsurance One of the most common issues is […]
Preparing your business for winter breaks
The UK has already been battered by wind and rain this year,[1] with more likely to come over the winter period. Storms can be detrimental to businesses, as they may be forced to close due to flooding or property damage. In this blog we look at ways in which you can prepare your business for the […]
Underinsurance: The hidden insurance gap
Many of us put insurance to the back of our minds once it has been taken out…which is exactly how it should work. Insurance should be invisible until you need it. But what happens when disaster strikes, and your claim payout isn’t what you expected? In fact, it only covers a fraction of your actual […]
7 steps to getting your home insurance right
Many homeowners don’t realise that their homes are only insured for 63% of what they should be. This means that if something happens and you need to make a claim, you might receive just a fraction of what you need to repair the damages. The rest will need to come out of your pocket. That’s […]
Have you got cyber insurance all wrong?
While many businesses are taking steps to up their cybersecurity, some lingering misconceptions about cyber insurance are leaving many underinsured. In this article, we take a look at the truth behind some common myths about cyber insurance. “Cyber insurance is only for companies that handle customer data” Even if your business doesn’t collect customer information, […]
How a car becomes a classic and why you need specialist insurance
Classic car specialists and enthusiasts may debate on what exactly they define as a classic car, but there are ‘official’ classes for different purposes. The DVLA and HMRC each have their own criteria and guidance around how they would declare a car a collectible. How a car becomes a classic As mentioned above, there are […]